General Loan Questions
We offer a wide range of loans including home loans, personal loans, education loans, car loans, business loans, and more.
Our process is simple. You fill out an online application, we match you with suitable lenders, and assist you through the loan approval and disbursement process.
Most of our loan consulting services are free, including home loans, loans against property, and unsecured loans. For construction and working capital loans, some bank fees may apply. We’ll always get your consent before any charges.
Loan Process and Timeline
Loan approval time varies depending on the loan type and lender. It can take anywhere from 2-15 business days.
If your application is rejected, we will provide you with feedback on the reasons and suggest alternative options.
Prepayment options vary by lender. Some lenders allow prepayment without charges, while others may charge a prepayment penalty.
Interest Rates and Repayment
Interest rates are determined by the lender based on various factors like your credit score, loan amount, and repayment tenure.
Repayment options include Equated Monthly Installments (EMIs), Overdraft Facilities, Equated Quarterly Installments (EQIs), and Bullet Repayment.
Eligibility and Documentation
Eligibility varies based on loan type. Generally, you need to be an Indian citizen, above 18 years, with a stable income and good credit score.
Required documents include identity proof, address proof, income proof, and financial statements (for business loans). Exact documents may vary based on loan type and lender.
About CIBIL Scores
Generally, a CIBIL score above 750 is considered good. However, the minimum required score varies depending on the loan type and lender.
To improve your CIBIL score, pay bills on time, reduce credit card usage, maintain a low credit utilization ratio, and avoid closing old credit accounts.
It's recommended to check your CIBIL score at least once a year to monitor your credit health and identify any discrepancies.
Checking your CIBIL score does not negatively impact it. However, multiple inquiries within a short period can slightly affect your score.
A low CIBIL score can make it difficult to get loans at favorable terms. You may be offered loans with higher interest rates or be denied altogether.
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Success Stories Shared by Our Customers
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